
{"id":56784,"date":"2026-09-30T10:09:09","date_gmt":"2026-09-30T08:09:09","guid":{"rendered":"https:\/\/support.cresus.ch\/?p=56784"},"modified":"2026-10-09T13:08:06","modified_gmt":"2026-10-09T11:08:06","slug":"iso-20022-v-2019","status":"publish","type":"post","link":"https:\/\/support.cresus.ch\/de\/iso-20022-v-2019\/","title":{"rendered":"ISO 20022 v.2019\n            <div class=\"kb-id-wrapper\">\n            \t<i class=\"fa fa-clipboard\" onclick=\"window.prompt('Voici le lien', 'https:\/\/support.cresus.ch\/de\/kb\/56784')\"><\/i>\n            <\/div>"},"content":{"rendered":"<p>Toutes les banques ne g\u00e8rent pas de la m\u00eame mani\u00e8re le passage \u00e0 la <strong>version 2019 d\u2019ISO 20022<\/strong>. Voici, pour certaines d'entre elles, ce qui se passera le <strong>14 novembre 2026<\/strong> et ce que vous devez faire.<\/p>\n<h3>En r\u00e9sum\u00e9, banque par banque<\/h3>\n<figure class=\"wp-block-table\">\n<table style=\"width: 100%; height: 348px;\">\n<thead>\n<tr style=\"height: 66px;\">\n<th style=\"width: 13.3621%; height: 66px;\">Banque<\/th>\n<th style=\"width: 27.8448%; height: 66px;\">Paiements (pain.001)<\/th>\n<th style=\"width: 30.2586%; height: 66px;\">Relev\u00e9s (camt)<\/th>\n<th style=\"width: 28.4483%; height: 66px;\">Ce que vous devez faire<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 66px;\">\n<td style=\"width: 13.3621%; height: 66px;\">Banque Migros<\/td>\n<td style=\"width: 27.8448%; height: 66px;\">Version 2019 uniquement<\/td>\n<td style=\"width: 30.2586%; height: 66px;\">Passage automatique \u00e0 la version 2019 le 14.11.2026<\/td>\n<td style=\"width: 28.4483%; height: 66px;\">Rien, si Cr\u00e9sus est \u00e0 jour<\/td>\n<\/tr>\n<tr style=\"height: 42px;\">\n<td style=\"width: 13.3621%; height: 42px;\">BCGE<\/td>\n<td style=\"width: 27.8448%; height: 42px;\">Version 2019 uniquement<\/td>\n<td style=\"width: 30.2586%; height: 42px;\">Pas de passage automatique<\/td>\n<td style=\"width: 28.4483%; height: 42px;\">Demander le passage \u00e0 la version 2019<\/td>\n<\/tr>\n<tr style=\"height: 42px;\">\n<td style=\"width: 13.3621%; height: 42px;\">BCV<\/td>\n<td style=\"width: 27.8448%; height: 42px;\">Versions 2009 et 2019 accept\u00e9es<\/td>\n<td style=\"width: 30.2586%; height: 42px;\">Pas de passage automatique<\/td>\n<td style=\"width: 28.4483%; height: 42px;\">Demander le passage \u00e0 la version 2019<\/td>\n<\/tr>\n<tr style=\"height: 66px;\">\n<td style=\"width: 13.3621%; height: 66px;\">PostFinance<\/td>\n<td style=\"width: 27.8448%; height: 66px;\">Versions 2009 et 2019 accept\u00e9es<\/td>\n<td style=\"width: 30.2586%; height: 66px;\">Pas de passage automatique<\/td>\n<td style=\"width: 28.4483%; height: 66px;\">Changer vous-m\u00eame la version dans E-Finance<\/td>\n<\/tr>\n<tr style=\"height: 66px;\">\n<td style=\"width: 13.3621%; height: 66px;\">Raiffeisen<\/td>\n<td style=\"width: 27.8448%; height: 66px;\">Version 2019 uniquement<\/td>\n<td style=\"width: 30.2586%; height: 66px;\">Pas de passage automatique<\/td>\n<td style=\"width: 28.4483%; height: 66px;\">Demander le passage \u00e0 la version 2019<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h3>Banque Migros<\/h3>\n<p>La Banque Migros applique strictement l\u2019\u00e9ch\u00e9ance et migre elle-m\u00eame tous ses clients.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Ce que vous devez faire :<\/strong> aucune op\u00e9ration n\u00e9cessaire.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>BCGE (Banque Cantonale de Gen\u00e8ve)<\/h3>\n<p>La BCGE ne migre pas automatiquement vos relev\u00e9s : sans d\u00e9marche de votre part, vous continuerez \u00e0 recevoir la version 2009.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Ce que vous devez faire :<\/strong> demandez \u00e0 la BCGE de passer vos fichiers camt \u00e0 la version 2019.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>BCV (Banque Cantonale Vaudoise)<\/h3>\n<p>La BCV n\u2019impose aucune migration et continuera d\u2019accepter l\u2019ancienne version apr\u00e8s novembre 2026.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Ce que vous devez faire :<\/strong> nous vous recommandons de contacter votre conseiller BCV et de lui demander de passer vos fichiers camt \u00e0 la version 2019.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>PostFinance<\/h3>\n<p>PostFinance continue de livrer la version enregistr\u00e9e dans votre fiche client, m\u00eame apr\u00e8s le 14 novembre 2026, et n\u2019en refuse aucune.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Ce que vous devez faire :<\/strong> PostFinance a demand\u00e9 \u00e0 tous ses clients de passer eux-m\u00eames \u00e0 la version 2019. Le changement se fait directement dans E-Finance ; PostFinance explique la marche \u00e0 suivre dans sa <a href=\"https:\/\/www.postfinance.ch\/content\/dam\/pfch\/doc\/460_479\/460_403_fr.pdf\" target=\"_blank\" rel=\"noopener\">fiche d\u2019information<\/a>.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>Raiffeisen<\/h3>\n<p>Raiffeisen a inform\u00e9 ses clients par courrier que le passage \u00e0 la version 2019 \u00e9tait obligatoire, mais ne l\u2019effectue pas automatiquement.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Ce que vous devez faire : <\/strong>demandez \u00e0 la Raiffeisen de passer vos fichiers camt \u00e0 la version 2019.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p class=\"note\">Si votre banque ne figure pas dans cette liste, nous vous conseillons vivement de prendre contact avec votre conseiller afin de conna\u00eetre la marche \u00e0 suivre relative \u00e0 cette transition.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Toutes les banques ne g\u00e8rent pas de la m\u00eame mani\u00e8re le passage \u00e0 la version 2019 d\u2019ISO 20022. Voici, pour certaines d&#8217;entre elles, ce qui se passera le 14 novembre 2026 et ce que vous devez faire.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1680,1704,1684,1665],"tags":[],"class_list":["post-56784","post","type-post","status-publish","format-standard","hentry","category-aktuelle-themen","category-cresus-banking-de","category-iso-20022-de","category-kb-de"],"acf":[],"_links":{"self":[{"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/posts\/56784\/"}],"collection":[{"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/posts\/"}],"about":[{"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/types\/post\/"}],"author":[{"embeddable":true,"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/users\/2\/"}],"replies":[{"embeddable":true,"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/comments\/?post=56784"}],"version-history":[{"count":4,"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/posts\/56784\/revisions\/"}],"predecessor-version":[{"id":56803,"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/posts\/56784\/revisions\/56803\/"}],"wp:attachment":[{"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/media\/?parent=56784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/categories\/?post=56784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/support.cresus.ch\/de\/wp-json\/wp\/v2\/tags\/?post=56784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}